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Types of Mortgages We Compare
Fixed Rate
Lock in your interest rate for a set period, typically 2-5 years. Your monthly payments stay the same.
Tracker
Interest rate tracks the Bank of England base rate, so payments can go up or down.
Variable Rate
Interest rate can change at any time based on your lender's standard variable rate.
Offset
Link your savings to your mortgage to reduce the interest you pay.
Interest Only
Only pay the interest each month, with the capital due at the end of the term.
Repayment
Pay both interest and capital each month until your mortgage is fully repaid.